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Retirement and investing news that will affect how you generate retirement income in the 21st century
- Gap in Medicare Drug Coverage Causes Some to Stop Medication The doughnut hole is what many people call the gap in Medicare Part D prescription drug coverage. Seniors who reach this gap must pay for the entire cost of their prescriptions out of pocket. Some retirees who can’t afford their medicines actually stop tr
- Obama and McCain Offer Opinions on Social Security Senator McCain said he remains open to private investment accounts for younger people, while Senator Obama would rather raise taxes for those earning more than $250,000 a year to shore up the system. (US News 9/8/08)
- A Road Map For Women In Retirement Frank and Millen had spent many lunches trying to sort out what to do with their own retirements. They came to realize that they were on the leading edge of a generation of women better educated and more ambitious than any before. (U.S. News 09/03/08)
- How The Housing Crash Hurts Your Retirement You already know that the housing crisis has wreaked havoc with the economy, not to mention the lives of millions who’ve lost or could lose their homes. But there may be a less obvious casualty: your retirement prosperity. (CNNMoney 09/02/08)
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How will a falling dollar affect the way you save for your retirement? Specifically, how do you profit from the effects of this development?Recent Posts
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There are four other bubbles also deserving of attention, according to America’s Bubble Economy: a stock-market bubble, a foreigner-supported-dollar bubble, a consumer-debt bubble and a U.S.-debt bubble. When the five collide in a “bubblequake”…
“Cooper’s most novel doctrine is that investors do not have to be irrational to generate bubbles.” - Financial Times
Posterity may remember this as a seminal book in the field of 21st century economics. Indeed, rarely has a book offered such a grim yet well argued view of the current economic situation facing the world. -Steven Irvine, FinanceAsia
America’s Great Depression is a staple of modern economic literature and crucial for understanding a pivotal event in American and world history. Since it first appeared in 1963, it has been the definitive treatment of the causes of the depression.
The economic tipping point for the United States is no longer theoretical. It is a reality today. The country has gone from the world’s largest creditor to its greatest debtor; the value of the dollar is sinking; domestic manufacturing is winding down…
When a book proclaims that it is not about the decline of America but the rise of everyone else, readers might expect another diatribe about our dismal post-9/11 world. They are in for a pleasant surprise.Blogroll
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Back to EdTV News Articles:
- Gap in Medicare Drug Coverage Causes Some to Stop Medication The doughnut hole is what many people call the gap in Medicare Part D prescription drug coverage. Seniors who reach this gap must pay for the entire cost of their prescriptions out of pocket. Some retirees who can’t afford their medicines actually stop tr
- Obama and McCain Offer Opinions on Social Security Senator McCain said he remains open to private investment accounts for younger people, while Senator Obama would rather raise taxes for those earning more than $250,000 a year to shore up the system. (US News 9/8/08)
- A Road Map For Women In Retirement Frank and Millen had spent many lunches trying to sort out what to do with their own retirements. They came to realize that they were on the leading edge of a generation of women better educated and more ambitious than any before. (U.S. News 09/03/08)
- How The Housing Crash Hurts Your Retirement You already know that the housing crisis has wreaked havoc with the economy, not to mention the lives of millions who’ve lost or could lose their homes. But there may be a less obvious casualty: your retirement prosperity. (CNNMoney 09/02/08)
- Tapping The Future Value Of Your Home Senior homeowners sometimes need to tap the value of their house to pay sudden expenses. Most ways to access home equity involve taking on debt. But several financial institutions offer a new alternative. (US News 08/25/08)
- 3 Reasons Pensions Need Less Funding per Worker Than 401(k)’s 401(k) plans save employers money because workers fund a portion of them. But a new analysis says 401(k)’s are an inefficient way to finance a secure retirement. (U.S. News 08/18/2008)
- Replacing Income In Retirement No one is quite sure how much of their current salary employees should aim to replace in retirement. Recent estimates have ranged from 65 to 85 percent of preretirement income to an astonishing 126 percent of final pay. (US News 08/11/08)
- How Much Longer Will Boomers Need To Work? The typical American retires at age 63. Those fortunate few who have traditional pensions, retiree health insurance, and a fully loaded 401(k) will probably be fine. But if you haven’t saved enough to fund 30 years of retirement—and most baby boomers aren
- Smart Ways To Inflation Proof Your Retirement Portfolio You don’t have to be a financial whiz to know that rising living costs ravage your savings. Inflation touches everything from the cost of your groceries and gas to medical expenses. When the dollars you pull from your retirement accounts are worth less, y
- Retirement Rollover Ads Spark Controversy If you read the newspaper, watch television, or have picked up a recent copy of U.S.News & World Report, chances are you’ve seen an advertisement encouraging you to roll over your retirement dollars into a IRA.
- 401(k) Automatic Enrollment Snapshot A 2006 law that made it easier for companies to automatically enroll employees in 401(k) plans went into effect late last year. And, indeed, employers have changed their retirement offerings. (U.S. News 07/29/2008)
- In Retirement And Riding A Rough Market When the market gets rocky, it can be especially hard on retirees who can’t afford to wait out the bumps. Give your portfolio a check up and make sure your investing strategy still works for you. (CNNMoney 07/28/2008)
- Rethinking 401(k) Rollovers Here’s how to decide if a 401(k) rollover to an IRA is right for you. (U.S. News 07/28/2008)
- Cracking Into Your Nest Egg Early Most people who diligently tuck money into a 401(k) know that those dollars are intended for retirement. But many 401(k)’s have provisions that allow workers to take loans when necessary. And economically squeezed workers are increasingly raiding their re
- A Political Plan To Help You Save More A new breed of economists say they know what you need to do to save more money, secure your retirement - and rescue the planet. The nation’s politicians are starting to listen. (CNNMoney 07/24/2008)
- How To Deal With A Bad 401(k) Plan In a 401(k) plan, you’re limited to the investment choices that your company offers. So what if they’re not so great? (CNNMoney 07/23/2008)
- New Tool for Estimating Social Security Benefits In planning for the wave of baby boomer retirees, the Social Security Administration improves online benefits calculators and applications. (CNNMoney 07/22/08)
- Automating your retirement strategy Some people think target-date funds are too conservative, but lousy investors might need to be saved from themselves. (CNNMoney 07/22/2008)
- Coping Strategies When Retiring Into a Bear Market Retiring during a year when stocks are down can have disastrous consequences for your nest egg. Investments that dip into the red during the first five years of retirement drastically increase your chances of running out of money. (US News 07/18/08)
- How Safe Is Your Money and How To Protect It Yes massive bank failures are rare, but not unheard of. Here’s what you need to know to shelter your money if it happens to you. (CNNMoney 07/16/2008)
- Raiding Your 401(K): The Consequences of Cashing Out A whopping 40% of workers between the ages of 20 and 40 cash out of their retirement plan when they switch jobs. Raiding your 401(k) piggy bank can be tempting but the consequences are steep. (US News 7/10/08)
- 6 Ways To Tell If You’re Financially Ready To Retire Unforeseen circumstances often complicate retirement plans. You could be laid off, develop a health problem, or have to care for a frail relative. “Don’t fall in love with a date,” advises Barnash. (U.S.News 07/10/2008)
- How Real Estate Can Fund Your Retirement Looking for a ticket to the good life? Here’s why the real estate your company occupies could be more valuable than your actual company. (Inc. Magazine)
- Don’t Let the Rules Overtax Your Retirement When planning for retirement, make sure you know how these rules could change your financial picture after age 70. (BusinessWeek 06/05/2008)
- Safe Guard Your Retirement In Hard Times Take these steps to protect your golden years: Cut expenses, consider refinancing, and make yourself indispensable at work. (U.S.News 05/02/2008)
- Retired? Build Your Own Portfolio You might have financial planners banging down your door, but that doesn’t mean you should open it. Building a diversified portfolio of low-cost investments is likely a better option. (CNNMoney 07/16/08)
- A Generation Gap In Retirement Planning Americans are depending more on personal savings and investments and less on the government or their employer. (U.S. News 07/16/08)
- Build A Sturdy Retirement Portfolio These days, financial planners are rethinking the conventional investing wisdom that says as you age, you should dramatically decrease your exposure to stocks and load up on bonds. (U.S. News 07/08/08)
- Five Funds for Retirees Funds that specialize in dividend-paying stocks are a good bet for retirees. (U.S. News 07/08/08)
- You’re On Autopilot, But Check The Speedometer TARGET-DATE funds have been sold as a kind of autopilot for 401(k) plans, freeing workers from ever having to look at their retirement accounts. But the funds may need a second look themselves. (Nytimes 07/13/08)
- 3 Retirement Mistakes Women Make, and How to Fix Them Baby boomer women are more likely to have a more financially secure retirement than their predecessors. At first that sounds like good news. But women are fraught with the double whammy of lower salaries and a longer life expectancy. (U.S. News 07/11/08)
- The State of Retirement Planning The study by Ernst & Young and Americans for Secure Retirement is the latest in a series of studies predicting that Americans will be woefully unprepared for retirement. (U.S.News 07/15/08)
- Getting Ready for a Surprise Retirement Work often stops unexpectedly. You’d better be prepared with a financial plan. (U.S.News 06/25/2008)
- You Can Panic in a Recession, or You Can Strategize We all know the drill: invest for the long term, especially when planning for retirement. Don’t panic. Even if the stock market is tumbling and the country is plunging into a recession, stick to your basic strategy. (Nytimes 04/21/08)
- Uncle Sam can fund retirement - Obama Democrat would match up to $500 in savings for families earning under $75,000. It would cost the government but help people save. Is it a good idea? (CNNMoney 06/16/08)
- Inflation: 4 ways to protect your assets No matter how bad it gets, the same investing rules always apply: don’t put all your nest eggs in one basket. ( CNNMoney 06/13/08)
- A really late start on a nest egg I’m 41 years old and have no retirement savings. Is it too late for me to do anything worthwhile? If not, what would be the first couple of steps I should take? - Brian, Phoenix, Arizona ( CNNMoney 06/10/2008)
- Is $1 Million Enough to Retire On? Becoming a millionaire once conjured up images of wealth and luxury, or at the very least financial security. But is a million bucks enough to retire comfortably on anymore? Many baby boomer millionaires don’t think so, at least for the lifestyle they wan
- Losses in the market may dictate new plan It’s natural to be concerned about market volatility so close to retirement, but you may have a higher exposure to stocks than is suitable to your time frame and risk tolerance. (Chicagotribune 06/08/2008)
- Entitled to What? Virtually unnoticed during the primary season, the baby boom generation turned 62 this year and began to draw Social Security benefits. It spells a budgetary straitjacket or possibly a looming social crisis. (Time Magazine 05/04/2008)
- A Stalwart of Retirement Planning: The I.R.A. WITH so much contradictory advice floating around, it is sometimes hard to figure out the best way to save for retirement. (Nytimes 4/27/2008)
- High cost of health in golden years New study says retirees need as much as $376,000 saved to pay doctor’s bills in retirement - and that’s if you’re still covered by your former company. (CNNmoney 06/03/2008)
- Empty Nest Egg Sunday Book Review: Roger Lowenstein nicely illustrates in “While America Aged,” the country “is sitting on a retirement time bomb.” (NYtimes 05/04/2008)
- Making Your Money Last as Long as You Live Even for people who have built up a decent nest egg, deciding how to use it is one of the demands of early retirement. The good life may be within reach, but the financial logistics still require careful attention. (NYtimes 04/21/2008)
- Retirement pitfall: 401(k) fees 4 Tips on how to avoid excessive fees in your retirement plan. (CNNmoney 4/27/2008)
- Keeping your nest egg on track Americans’ confidence in their ability to afford a comfortable retirement has dropped to its lowest level in seven years. Here are some top tips on how to keep your retirement on track. (CNNmoney 04/10/2008)
- Retirement wake-up call Survey finds that Americans are having doubts about how to pay for their golden years. (CNNmoney 04/09/2008)
- Timing Your Social Security Benefits For retirees with additional income-generating assets, finding the right time to start drawing benefits is the first step to getting the most out of Social Security. (Business Week 12/6/2007)
- Beware the dreaded R word You don’t know whether we’re in a recession until months after it starts. But investing successfully requires looking forward, not backward. (CNN Money 12/27/07)
- Social Security: Don’t Sweat the Payroll A reader asks if the Social Security taxes he pays count towards the benefits he is already receiving. (CNN Money 11/15/2007)
- 4 Ways to Retire Sooner When the Monday blues hit, retirement seems so far away. But while nothing short of winning the lottery or getting a big inheritance is likely to let you quit tomorrow, there are many things you can do to reach your goals a little faster. (Motley Fool 11
- Working in retirement: 5 questions What kind of job can you get? What will you earn? (CNN Money 10/29/2007)
- Inside the mind of the older investor As the brain ages, it perceives risk differently. That can make you money - or cost you a bundle. (CNN Money 10/30/2007)
- For Women, Greater Obstacles to Retirement More women are doing such retirement financial analysis, for good reason. Whether they have a traditional pension or a 401(k) plan, women consistently enter retirement with about half as much money as men do. (New York Times 10/23/2007)
- Invasion of the Retirement Snatchers In investing, it’s the subtle changes that are most devastating. A ho-hum event like gradual inflation becomes a retirement snatcher, stealing away your ability to provide for yourself. (MSN Money & Motley Fool 10/27/2007)
- 13 retirement myths Myth No. 1: You need a big income to build a big nest egg. Other myths busted: A million bucks is your magic number and what it takes to retire early - from Money Magazine. (CNN Money)
- Shielding your nest egg An unstable market has savers of all ages on edge about their retirement portfolios. Money Magazine’s Walter Updegrave breaks down the right mixes for everyone. (CNNmoney 8/30/2007)
- Social Security Checks to Rise 2.3% The increase directly affects the finances of about 50 million people, including more than 31 million Social Security retirees. (Washington
- Retirement IQ Test Do You Know Enough to Plan Your Retirement? (MSN Money)
- How a falling dollar sinks your retirement The dropping value of the U.S. dollar could mean you’ll need a bigger cial cushion before you leave the workaday world. And it might change how and where you invest. (bankrate.com 10/9/2007)
- Rethinking retirement: More boomers choosing to work Survey: Six in 10 boomers want greater purpose in retirement; Many people find the idea of retiring terrifying. (CNN 7/4/2007)
- Retirement savings doomed by high fees A reader is paying too much for IRA management and is getting poor results. The Mole has a solution. (CNN Money 11/8/07)
- Ageism - still a grey area? While staff may want to work beyond the new default retirement age of 65, employers can still force them to retire. (BBC News 09/30/07)
- Retirement plan interrupted One 31-year-old psychologist can’t let a costly mortgage stop her from saving. (CNN Money 12/14/2006)
- Are the good times gone for good? One of the most influential figures in the world economy, former US central bank chairman Alan Greenspan, has warned that the good times are over for the world economy. (BBC News 10/01/07)